3GEN for Clients (Life Insurance, Long-Term Care Solutions, Disability Income, Insurance, Fixed Annuities)
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Online Specialty Products

The following plans are surplus lines products offered and underwritten by Petersen International Underwriters (PIU). By using the following application links you acknowledge you are applying for coverage with PIU directly and not with 3GEN Insurance. Surplus lines insurance is not regulated in the same way PIU is licensed in all 50 states, Washington D.C. and Canada. Not all products are available in all states or countries.

​International Major Medical Plan

This plan is not Affordable Care Act (ACA) compliant.  This plan does not satisfy the visa requirement for travel longer than 6 months per the 10/4/19 presidential proclamation.

​Foreign nationals traveling to the United States on business or for vacation may not be aware of the expensive cost of medical treatment in the US. Imagine the shock and stress that could overwhelm your foreign clients upon the realization that they are fiscally responsible for medical care in the event of an accident or illness! With PIU’s International Major Medical plan you can help protect your clients in the event of an accident or illness while they are traveling in the USA. With our online application, getting coverage couldn’t be easier.
Brochure
Apply Online

USAway Major Medical Plan

This plan is not Affordable Care Act (ACA) compliant.

​Traveling abroad is exciting and fun! However, without the proper insurance it is dangerous and could result in disaster. US residents traveling abroad may be surprised to discover that traditional health insurance sometimes offers less-than-standard coverage or may even be rejected while abroad. For this reason, State Department advises international travelers to purchase short-term medical insurance while outside the US.

Wouldn’t your clients like to know that, despite the hundreds of potential misfortunes that may occur during an international trip, Petersen International Underwriters has them covered with the USAway Major Medical Plan? With PIU’s option to apply online, we offer the fastest service available.
Brochure
Apply Online

Accident Only Major Medical Plan


This plan is not Affordable Care Act (ACA) compliant.

The Accident Only Major Medical Plan is designed for US Citizens and US Residents.

The Accident Only Major Medical Plan has been set up to be as simple as possible – There is no co-pay & no coinsurance. Once the deductible has been fulfilled, the coverage will reimburse 100% of eligible expenses up to $1,000,000 or the policy maximum, whichever is less.

Policy terms can be from one month up to 12 months.


Eligible Expenses:
  • Hospital Expenses
  • Physician Services
  • Skilled Nursing Facilities
  • Home Health Care
  • Ambulance Services Expenses
  • Prescription Drugs

​The coverage also includes $25,000 of Accidental Death coverage.
Brochure
Apply Online
3GEN Insurance, LLC     ​PO Box 5189     Navarre, Florida 32566     (855) 627-8232

DISCLAIMER: Information provided is deemed accurate when published, but not guaranteed. 3GEN Insurance, LLC  makes best efforts to present accurate information but agents are responsible for independently verifying accuracy of information they use or relay to their clients. Information subject to change from time-to-time without notice. Not a guarantee of any product availability, underwriting outcome, or available benefits. Refer to NAIC-compliant materials from the corresponding insurance company for details. 3GEN Insurance, LLC operates in the State of California as "3GEN Insurance Agency".
Important Licensing Information & Disclosures
Copyright © 2019-2022 The Staeb Company, LLC. All rights reserved.
Copyright © 2022-2025 3GEN Insurance, LLC. All rights reserved. 3GEN Insurance® and the related logo are registered service marks of 3GEN Insurance, LLC.
  • Home
  • Client Resources
    • Life Insurance from Ethos
    • Insurance Questionnaires
    • Online Specialty Products
  • About
    • In the News / Press
    • Contact
  • For Professionals